Why can't I get rid of my lower belly fat?

I have a crazy back arch when I do the laying down moves. I cant keep my back flat to the floor so in the lower part it curves up and makes it looks so bad and I look fat when I do it but it's hard like muscle but it's just this big blob of muscle shooting out of my stomach. I have lower belly fat that won't go away and I'm scared to do anymore workouts because I don't want it to look worse than it is. What can I do to fix that? Is that weird arch making the lower belly fat worse or should I continue to workout?

How to Lose Weight With Shift Work

Recommended Answer:

•Eat healthy home cooked meals, Use less oil, low salt, fresh produce, and you'll start seeing results in no time.•Cardio constitutes as an effective means of reducing belly fat, provided you keep it within reason. Losing belly fat with cardio is a tool. There is no way to target fat loss in any area of your body. You need to lose some of that extra fat over your abs. Even if you work out and get huge abs muscles, if there is still a layer of fat over them no one will ever get to see them. Cardio workouts are workouts that raise your heart rate for a given set of time. Some examples would be running, jogging, cycling, dancing and rowing.